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In order to protect themselves financially against natural disasters and man-made crime, many people take out homeowners insurance policies. Some homeowner's insurance policies protect against specific things such as crime and fire. Some homeowner's insurance policies protect against specific natural disasters. Such polices are sometimes called flood insurance, hurricane insurance, landslide insurance, volcano insurance, earthquake insurance and tsunami insurance. In areas susceptible to natural disasters it is important to take out a policy that protects against the types of disaster the area is prone to. Some insurance companies specialize in homeowners insurance policies and others sell many other kinds of policies. Some insurance polices offer specific polices for mobile home owners, condominium owners and apartment building owners.
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